When banks aren’t an option, we can help you get a personal loan from $500 up to $20,000, even with no credit history. We offer personalized products and affordable payment plans with terms up to 84 months designed to fit your unique needs and budget.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for loan terms of 36-84 months. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month.
You must have a minimum individual or household annual income of $25,000 to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements.
Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select. State restrictions may apply.
For debt consolidation, even with a lower interest rate, your new loan may cost more if the term of your new loan is longer than the term of the debt you are paying off. A PremiumEasy personal loan cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a PremiumEasy credit card.
Premiumeasy loan makes building credit back up literally so easy. Joel was extremely helpful and made it all so simple and straight forward to set up my loan, very happy! Thanks again
Very professional, timely and great service! Supportive and encouraging as well as flexible and understanding. A great mix to help work on improving credit while not feeling pressure.
They made me feel like a person , they are willing to work with me and help me to rebuild my credit, I also learned things about my financial situation and how I can over come some situation